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Conventional Fannie Mae and Freddie Mac
– Up to 80% LTV for cash-out
– Up to 80% LTV for Purchase and Rate and term for 2 units
– 100% of down payment and closing costs may be gifted
“Conventional” just means that the loan is not part of a specific government program. Conventional loans typically cost less than FHA loans. FHA does allow higher Debt to income ratios.
620+ Credit Score
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