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Bartling Lending has programs for those who build 1 or 100 projects a year, SPEC construction loans (and loans for pre-sold homes) available in 46 states. Use for houses, townhouses, duplexes, triplex, quads, and 5+ unit multifamily residential.

Loans for builders with shovel-ready lots or teardown projects. Spec houses or model homes, infill, teardown, or subdivisions.

  • Up to 90% LTC, 75% LTV

  • Loans from $150k to $5mm

  • 9-24 month term options

  • Non-recourse available

  • Interest-only loans, paying only on drawn funds

680 Credit Score

$150K -$5M

spec homes

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